How To Play Baccarat Card Game

When people go to casino, they would usually head for either the blackjack tables or the slot machines. Only a handful of people go to the baccarat tables, mainly because most of the other people are unfamiliar with how to play baccarat and its rules. What they don’t know is that they’re missing out on something great. Baccarat is a highly enjoyable game and can be a highly profitable one too. It has a low house edge, so players generally have a better chance of winning or breaking even here as compared to that of other casino games. In fact, if you try to notice, high-rollers are usually the ones who frequent the baccarat tables also because because of the easy baccarat rules - it's not that complicated to learn how to play baccarat.

Baccarat is a very simple game - the easiest to learn. You can learn baccarat rules very easily since there are only a few simple baccarat rules and only three different outcomes: player, banker, and tie. Skill is not a factor in baccarat game and players that just learn how to play baccarat and play it for the first time can play it as good as experienced baccarat players without any special baccarat tips.

Baccarat Table

Baccarat is played at baccarat table that can usually accommodate up to 13 players. According to the baccarat rules, each player's position is designated by number. In case of table for 12 players there are numbers from 1 to 12. When players learn how to play baccarat it's important to learn few baccarat tips including where to place the bets. There are boxes for placing bets for each player position. The closer box is for player wins bets and the further box is for bets on dealer. There is also box for tie bet, and here comes the most important of baccarat tips, tie is not recommended as it has too big casino edge.

Almost all virtual baccarat tables at online casinos are mini baccarat tables. Also in land based casinos mini baccarat becomes more and more popular. The table is similar to blackjack table, accommodates less players and provides faster gameplay. The baccarat rules stay the same. However it lacks some of the elements (players do not handle the shoe) and spark of classic baccarat.

The game is considered to be one of the oldest card games in the world. The time of Baccarat origin is still disputed, but some sources claim that it dates to the 19th century. Many gamblers are reluctant to go deep into the rules of this game because they think they are too complicated. However, this game is extremely easy to play, being very.

  • Learning the how to play the game of Baccarat is fairly simple, unlike some other table games, the layout of the baccarat table is simple to understand and become familiar with. Baccarat normally played in a separate area of the casino. There are three casino dealers and as many as 12 or 14 players.
  • In a baccarat game, you have three options: Banker, Player or Tie. The objective of the game is to bet on the hand that gets closest to 9. Aces count as 1, while 2, 3, 4, 5, 6, 7, 8 and 9 count as their number value. 10s and picture cards like queens and kings count as 0.

Game Basics & Rules

It is very easy to understand the baccarat rules. Players that learn how to play baccarat should first understand the objective of the game. Both dealer and player are dealt two cards or three cards. The one that is closer to 9 wins. Third card is dealt according to third card rules. Players do not have to learn third card baccarat rules as the dealers know them and give instructions to players. Those that would like to learn these baccarat rules can find them below. Also the 'player' and 'dealer' do not refer to players and casino. Players can bet on one or another. Baccarat is usually played with 8 standard decks.

Another important thing to know when learning how to play baccarat are the card values. The values of the cards are as follows:

Dealer knows the card values and does the counting for all the players. Baccarat, unlike Blackjack, does not use the term ‘bust’. If your hand totals to more than 10, you merely subtract 10 (or even 20) from the overall value. For example, if you got 9-8 which totals to 17, then the value of your hand would be 7.

Playing the Baccarat Game

  • Card Dealing
    At the beginning of the game, both the player and the banker are dealt two cards each. And here comes another thing that makes baccarat stand out form casino games at land based casinos. And that is players participation in card dealing. Each player can deal cards from the shoe. Player that is dealing the card is called 'dealer'. Also players that are not comfortable with dealing cards from the shoe can just tell dealer that they want to pass it, no big deal. Shoe is passed in counter-clockwise direction. Dealer always gives players that has the shoe instructions according to baccarat rules, what make it very easy even for players that have just learned how to play baccarat. Here is how the card dealing works:
    1. card for the player - player slides card face down to the dealer

    2. card for the dealer - players deals another card and puts it under the corner of the shoe

    3. another card for the player
    4. another card for the dealer

  • Turning Over the Cards
    1. turning over player's cards - player that made the biggest bet can then turn over the player's cards. Then the dealer announces the player hand total
    2. revealing banker's cards - banker reveals the cards that were placed under the shoe and dealer announces total

  • Winner is Announced (Sometimes After Third Card is Drawn)
    1. third card for player
    2. third card for banker
    The hand that is closer to 9 is announced as winning . Sometimes player or banker hand will require third card before the decision which hand is winner can be made. Dealer will give instructions in case third card is needed. So players do not have the know the third card baccarat rules. In our example banker wins with total of 9 - natural.

Third Card Rules

Third card baccarat rules are not essential to know when you learn to play baccarat at land based or online casino. However people that learn how to play baccarat can also learn these baccarat rules as understanding the third card rules makes the game more interesting. The chart below explains the third card baccarat rules.

How To Play Baccarat Card Game

First 2 Cards TotalAction
8, 9natural - stands
6, 7stands
0, 1, 2, 3, 4, 5draws third card
First 2 Cards TotalPlayer's Third CardAction
8, 9not requirednatural - stands
40, 1, 8, 9
50, 1, 2, 3, 8, 9
60, 1, 2, 3, 4, 5, 8, 9
any other situationdraws third card

Baccarat Tips

If you calculate the odds, then you will see that the banker will win more often than the player, but only by a small margin. It doesn’t really matter either way because the house collects a 5% commission on banker bets that win. All in all, the house will have a 1.24% edge on player bets and a 1.06% edge on banker bets. A tie, however, will be your number 1 enemy in baccarat, because it pays 9 to 1 and the house has over 14% edge depending on number of decks used. So as the most important of baccarat tips says never bet on tie. Tie even pays 8 to 1 at some online casinos what makes the casino advantage even bigger.

If you strip the game free of all the complicated figures, though, you’ll see that baccarat is really just a game of chance. There is no tip on how to decrease casino edge (other than the tie baccarat tip), no advanced baccarat strategy, the best you can do when you are figuring out how to win baccarat, is to manage your bankroll properly and to learn to walk away when you’re ahead. Oregon vs wsu 2018. In the long run, the casino will profit off of you even if you know how to play baccarat perfectly and all baccarat tips. However, if you know when to take off with your winnings, then you can guarantee a true victory.

Let’s get one thing straight – there is not one single surefire Baccarat strategy guaranteeing you wins. Anyone who claims they have cracked the Baccarat code is either a Trump supporter who yells at kids to get off their lawn or a self-righteous and self-proclaimed “expert” lacking the bankroll to back up him boasting his uncanny skill and technique. And although there’s not really one foolproof strategy per se, considering how much based on the chance the game is, there are some rules you can follow to ensure a pleasant time at the Baccarat table.

How to Play Baccarat – The Rules In a Nutshell

First and foremost – learn the mechanics of the game. Make sure you know the rules, how the cards are dealt and what their value is. It can be boring learning all the intricacies like when the player stands and when the banker hits but if you’re betting your money, you need to have a complete understanding of what’s going on.
Despite the fancy suited high-rollers we’ve come to associate with Baccarat, it doesn’t take the intellectual prowess and deductive reasoning of a British Secret Service agent to ace it. In fact, this is probably the most straightforward game you can play at a casino. Despite all the prestige surrounding the game, it’s really nothing more than a coin toss, so once you’re familiar with the terms and bets, you’re all good to go. To prep you up for a night at a glitzy land-based casino or a game at an online live table, here’s a crash course on how to play Baccarat.
Baccarat is played at large kidney-shaped tables that can sit 12 players and two dealers, plus a caller. In front of every player, there are two fields – Player and Banker. Each player places their bet before the cards are dealt and chooses whether their wager goes to the Player hand or the Banker hand. There is also a third option – Tie if the Player and Banker’s hands have equal value. The version of Baccarat played at American casinos is called Punto Banco which stands for Player and Banker. After all players have placed their bets, the Player and the Banker are each dealt two cards. The hand that wins is the one that’s closer to a total of 9. So, if the Player hand is 8 and the Banker hand is a 3, the winning one is the Player and all punters at the table who have placed bets on the Player hand, win. If the hands are equal, it’s a loss for everyone who has bet on Player / Banker and a win for all that have bet on a Tie.

Players from Germany accepted

Up to 300€6/6Play Now
Up to 300€6/6Play Now
Up to 250€6/6Play Now

*T&Cs apply

The Good, the Bad and the Player – Baccarat Bets to Make and Avoid

The first step towards winning is to avoid the Tie bet. Not that we don’t like it or anything but if you’re in it to win it, then wagering your money on a bet with a 14-percent house edge is not exactly a surefire winning strategy. Next, you need to know the odds – although it seems pretty straightforward having only two options to bet – either Player or Banker, there are slightly different odds for the two as follows:

  • Banker – 45.843%
  • Player – 44.615%
  • Tie – 9.543%

*There’s also a commission on the Banker bet so make sure you’re familiar with these before placing a wager.

The Banker Bet

With its higher odds, the Banker bet seems like the most reasonable choice when designing a Baccarat winning strategy. Experts will advise you to bet your money on it because it has been estimated that it will win more than 50% of the time – one of the reasons casinos add the 5% commission on it. Despite this being added, it’s still a preferred choice for many players – both newbies and seasoned pros who swear by it. Experts will also recommend that you keep betting on Banker until it loses as it has a better chance for winning streaks and that you wait for at least one bet after a Banker loss before switching to Player.
A good thing to always keep in mind is that hot/cold tables and winning/losing streaks are pure myths born by the gambler’s fallacy that in even odds bets after many consecutive outcomes of the same results, the opposite one is just bound to happen. There’s absolutely no mathematical or any other proof of such co-dependency so we advise that you don’t employ such practices.

OutcomeCombinationsProbabilityBanker Bet ReturnPlayer Bet ReturnTie Bet 8 to 1 returnTie Bet 9 to 1 return
Banker Wins2,2922,252,566,437,8880.4585970.435668-0.458597-0.458597-0.458597
Player Wins2,230,518,282,592,2560.446247-0.4462470.446247-0.446247-0.446247

*Baccarat Odds

The Player Bet

Although the Banker bet is typically assumed as the better option, it’s a bit different when you’re using a strategy. Considering the commission on the Banker bet, it will be less lucrative when you’re using progressions. Let’s say, you’re playing Martingale – you are doubling your bet after every loss. After four consecutive losses at a 10-unit wager, you’ve lost 150 units (10 + 20 + 40 + 80).
You bet on Banker again and this time you wager 160. Finally, you win and the total payout is 304 units. That’s the 160 stake plus the 160 win, minus the 5% commission. The total amount wagered was 310 (10 + 20 + 40 + 80 + 160) which means that even though you’ve won, you haven’t covered your losses and due to the negative progression and the bet commission, your net loss is 6 units. A similar streak of losses while betting the Player hand would have given the expected 1 unit of profit, that is 10. Despite its lower odds, it’s the better option when playing with systems.

The Tie Bet

Baccarat is known as the casino game with the lowest house edge, however, the Tie bet can definitely tarnish its reputation. The Banker is recommended for its low edge of 1.06%, the Player is also a good option with a house edge of 1.26% and then there’s the Tie bet – standing at the staggering 14.4% house edge, defying logic and critical thinking. Naturally, it’s not a good call to place your money on a bet that has less than 10% odds and the possibility of paying back only 14 units per very 100 units wagered. That’s why the most logical thing would be to avoid it and play as if it doesn’t exist. A tie is a push, so your wager will just wait for the next round. If you’re following a streak and you get a Tie, simply don’t count it and keep playing accordingly.

Practice Baccarat for Free

You can test this experts’ advice in our demo game and see for yourself whether betting successively on Banker yields the highest winning potential. Play for free Baccarat by Pragmatic Play and use its features to hone your betting strategies. The game follows standard baccarat rules and has payouts as follows:

  • Player Win – 1:1 (Even Money)
  • Banker Win – 0.95:1 (with 5% commission)
  • Tie – 8:1 (in case of Tie, Banker Bet and Player Bet are Push)
22betWelcome Bonus Up To $/€300Cashout Time1-5 DaysPlay for Real
22betWelcome Bonus Up To $/€300Cashout Time1-5 DaysPlay for Real

Played with eight decks, this version keeps history of the last twenty results indicating B for Banker, P for Player, and T for Tie. You have also options to rebet or place different bets before each new deal. With a betting range of 1 – 100 and 500 free credits, the game will also allow you to test out some of the progressive betting systems described below.

How is baccarat played

How Do You Play Baccarat

Using Betting Systems in Baccarat – It’s Not Stupid if it Works

Some practices used in other table and card games can also be applied to Baccarat. Both simple strategies like the D’Alembert and more sophisticated ones like the Labouchere system can serve your purpose of beating the odds at Baccarat. Positive progression systems like the Parlay and Paroli or negative progressions are also applied by players. To find out how you can use popular betting systems like the Fibonacci progression or the 1-3-2-6 system, read more details about Baccarat betting systems on our dedicated page.

Positive Progressions

Using a positive progression system means that you increase your bet every time you win and reduce it after a loss. Positive progressions are considered to be less damaging to your bankroll than negative progression betting systems. They are supposed to help you maximize your winnings if you go on a lucky winning streak and keep your losses to a minimum if you end up having consecutive losses. In theory, they do make sense and it is possible to win more money if you get a series of winning outcomes and soften the blow to your wallet in case of several consecutive losses. Positive progressions do not influence your chances of winning or losing a bet and are generally no risk at all.

Negative Progression Systems

Negative progressions are just the opposite of positive progression systems and can actually be harmful to your bankroll. In essence, they postulate that you should increase your wager after every loss and reduce it after a winning bet. At first glance, they seem logical and it’s easy to see why some gamblers will be tempted to try them. The theory behind them is that when you increase your bet, eventually your win will be big enough to cover your losses.
A closer look at how they work will reveal all the problems about such betting practice. There’s a very real risk that you will eventually run out of money, especially if you’re doubling your bet. Besides, there’s the bet limit of the house you need to consider – even if you have enough money to keep betting, the cap of the bet amount will prevent you from placing a wager big enough to cover your losses. Unless you’re very experienced and know exactly what you’re doing, such systems can be a recipe for disaster.

Flat Betting Strategy

Unlike positive and negative progression systems where you have to alter the amount of your bet, a flat betting strategy for Baccarat means that you will be repeatedly placing the exact same wager in successive rounds of play, regardless of whether you lose or win. This approach is considered advantageous due to the lower risk in case of a losing streak. But how can you win more using a flat betting strategy? The best way to profit from the flat betting strategy is to determine correctly which hand will win, Banker or Player, with the accuracy higher than 50 percent. Using the flat betting strategy means that you will place the same amount of bet on every hand. While this is an effective way of minimizing the risk, it doesn’t guarantee big wins. It’s useful if you’re still getting used to the game and not very certain of the rules.
What are the benefits of using the flat betting system instead of the negative or positive progressions?

  • Flat betting offers higher chances of actually making a profit.Since you don’t double or increase your bet in flat betting, there’s a smaller risk of overspending. Not adding more money to your wager reduces the risks of bigger losses and presents a better chance of making a profit.
  • You can bet more. Flat betting gives you the option for more bets at a lesser value since you don’t double the wager neither after a win, nor after a loss, the way you would in progression systems. You can bet more money because you won’t make big losses due to doubled bets.
  • You can use it if you’re not very well versed in the rules. Flat betting is suitable for beginners because of its simplicity and lower risk. You don’t need to make calculations and you can apply it even if you’re not familiar with the rules like drawing additional cards.

If you’re interested in utilizing a betting system, flat betting is the only way to do it without the risk of losing more money than you can afford. Experts advise against using negative progressions and are sceptical about positive progressions as well, so it’s not a good idea to chase after other strategies if you can gain an advantage over the game by using the flat betting system. It doesn’t guarantee a sure win but it is an effective way to increase your odds if you manage to predict the outcome of the round. Even if you don’t, you don’t risk losing a lot of money.

1win$1+ $1
2win$1+ $2
3win$1+ $3
4loss$1+ $2
5loss$1+ $1

*Flat betting example

Card Counting in Baccarat – Close to Impossible but Still an Option

Card counting has gained enormous popularity at Blackjack ever since Edward E. Thorp published his 1964 bestseller Beat the Dealer. It’s a method that has proven to be lucrative for players who have used it successfully to beat blackjack. But of course, it’s not just the players that caught on to it – the casinos are well aware of it and now blackjack tables are the most closely watched ones, with suspected card counters often being barred from betting or asked to leave the premises. But gamblers won’t let their practice go to waste so they turn to the next best thing where they can continue to hone their skills – Baccarat.
Yes, Baccarat card counting is a thing and might as well be the reason why Baccarat is likely to replace blackjack as the most popular casino game. Although theoretically, you can beat Baccarat by counting cards, the edge you get will be so small that it might not actually be worth your time, considering how much more complicated than card counting at a game of 21 it is. Still, if you have the time and dedication to try and learn it, we have the complete Baccarat card counting guide to help you.

Money Management Is Crucial

If you decide to use progression systems, you need to exercise strict control over your budget. Any system that requires you to increase or double your bet is a pitfall that you’ll have hard time getting out of. Whatever systems you’re using to play online baccarat at the best online casinos, be it the Paroli, Martingale, Parlay or any other, never spend more money than you set out to. Baccarat is a chance-based game, you can never predict with certainty whether you will have a winning or a losing streak. Don’t go chasing your losses and remember the golden rule – quit while you’re ahead.

How To Play Baccarat Card Game Online

  • MasterCard
  • Visa
  • Skrill
  • PayPal
  • ApplePay
  • PaySafeCard
  • Neteller
  • Entropay
  • Fast Bank Transfer
  • Bank Wire
  • Cheque

How To Play Baccarat Card Game Rummy

Plan your budget – decide on your wager and put a limit on the total sum you’re willing to bet. If you decide to make your wager $10, allow yourself a $200 bankroll and if you lose it all, simply walk away. Take time until the next session. It’s nice to leave the table a winner, but gambling is inherently unpredictable. The worst strategy would be to start chasing your losses or fall for some of the erroneous motivators behind gambling like:

  • near misses: being very close to winning but not actually winning and continuing to wager with the assumption that the next round is due to be a win.
  • the illusion of control: being able to roll the dice, spin the ball at roulette, or squeeze the cards in baccarat will give you a false sensation of exercising control over a game purely based on luck.
  • the gambler’s fallacy: the wrong and unsupported conviction that after a series of the same result or a losing streak, the next one will be lucky and with the winnings, you’ll be able to even out.

Having Fun and Staying in Control Is the Best Strategy

All of these are misconceptions that are actually the first signs of compulsive gambling. We have an innate aversion to loss but we have to accept that in a tight game like baccarat, the chance is the deciding factor. Stop playing when you’ve spent your budget, regardless of whether you’re winning or losing and give yourself some time before you go back to playing. If you’re winning, split your win in half and use only that to keep playing. Even if you lose it, you still walk away with a profit. Remember that gambling is an entertaining activity – enjoy the fun and social aspects of it and stay in control of your bankroll. Now, that’s a strategy that always works.

CasinoBonusAcceptsLiveSide BetsRatingDetailsPlay
22bet300€yesyes6/6ReviewPlay Now
PlayAmo Casino Review300€yesyes6/6ReviewPlay Now
Spinia Casino Review250€yesyes6/6N/APlay Now

How To Play Baccarat Card Game Cards

*T&Cs apply